How do I record property tax and insurance bills?
From Property Details → Upload, choose Property Tax Bill or Insurance. Review the bill total and legal service dates, then choose the start month and optional end month for its costs. The preview shows the changes before you apply them. Both end months are included; months outside a finite range keep their existing amounts.
Each property has one tax obligation with successive yearly records. For insurance, choose an existing policy for a renewal or create a separate policy for additional coverage such as flood insurance. Concurrent policies can have different payers. Blank end means ongoing; review all affected periods before applying. The app spreads a bill total across its full legal term first, then applies only the part within your chosen months. An amount you entered manually for a month, including zero, stays in place. You can return that month to the bill amount from the budget grid.
If a reviewed tax or insurance amount is already included in the recorded lender payment, choose that treatment and check the preview. It reallocates the escrow portion against Other escrow without changing the lender total. A regular cost increase keeps its effect on expenses. Costs you pay directly are separate from lender-paid amounts; a mixed payer label means both exist.
Reviewed documents update accrued costs and estimates. They do not mark a bill paid or create installments. These records remain read-only in the bill list; use a new upload review to amend them. Existing bills entered through Carrying costs keep their installment and payment controls, and their recorded payments remain unchanged.
Use Switch who pays for a change in payment responsibility. Select the dates, review the lender payment before and after, and confirm. A stated lender total is required when the app cannot safely calculate it. Tax reports keep recorded cash facts separate from accrued budget fallbacks and label the fallback when it is used.