How do I enter my mortgage payment?
The Mortgage step is the one place you enter what you pay your lender each month, on both the website and the app, whether you are adding a property or editing one. Start with Total Monthly Mortgage Payment: everything your lender debits each month, including principal, interest and escrow. Then enter Principal and Interest, the P and I line on your statement, not the total.
Below that, enter the monthly property tax, homeowners insurance and mortgage insurance (PMI or MIP) that your lender collects through escrow. Other escrow is the unallocated remainder after the known parts. It does not prove that the lender charged a particular fee or assessment; check the original statement for an itemized explanation. A negative remainder means the entered parts exceed the total, so review those figures.
Principal and Interest can never be more than the total, and the form will not save until you correct one of the two. HOA or association dues sit in their own Paid to the community section because they go to your association, not your lender, and they are never included in the lender total.
Uploading a mortgage statement or connecting your bank fills these fields in for you: the total comes from the payment amount on the statement, and Principal and Interest comes from the P and I line when the statement prints one, otherwise from the total minus the escrow items it lists. You can edit any value afterwards. The old Escrow Balance box and the escrow checkbox are gone: escrow is worked out from the total and the Principal and Interest automatically.
On the property page, the Monthly Mortgage Payment card shows the total you entered with its breakdown, or an estimated sum of the parts when no total is on file, and lists HOA dues separately.